Your teeth are important for a variety of reasons, the most obvious being to bite and chew your food. However, your teeth also help prevent drooling by acting as a barrier for your salivary glands and keep your jawbone healthy. So what happens when your teeth are decaying or knocked loose? You are given the option to get dental implants if your bones are healthy enough to support them. This is a great option, but you will run into the next hurdle, which is the high price tag. Here are some unique ways you can help pay for dental implants if your insurance does not cover much of the expense or any at all.
Crowdfunding
Going online and looking to your peers has become a great way to raise money for things you need. Crowdfunding is an excellent way to meet short-term financial goals. There are a variety of sites for this purpose, and some will even allow you to give something in exchange for sizable donations as a thank you. Some of the sites do not set monetary goals that must be met while others do. Therefore, make sure you read the terms prior to starting a crowdfunding page because you do not want to have to return all of the money donated if the goal isn't reached.
Loans
Another source of money that can be used for getting implants are small personal loans from your bank. These loans will require you to set up a payment plan and the interest may vary. It is best if you already have a loan through your bank and then add this onto the secured loan. It will help you get a better interest rate and often gives you longer to pay with lower terms.
Scholarships/Grants
There are many companies that will offer scholarships to help people who need dental work performed. You will need to provide a legitimate reason why you need the money, and you will be competing against others who also want to win financial benefits. The advantage to applying for scholarships is the fact you will not have to worry about repaying the debt.
Dental Credit Line
Finally, you can talk to your dentist about dental creditors who will extend a line of credit for you to create a payment plan. You will have interest that accrues on the line, but you can get the dental work done and then have manageable payments that you can worry about after the work is finished.
While you can delay the need for dental implants by caring for your teeth, there are times when genetics play a factor. Instead of feeling like you have to live with bad teeth and pain, look at these methods to obtain enough money to have a good smile.
Share11 November 2015
Hi, my name is Kevin Nelson and I want to tell you about my experience. I had a painful tooth so I went to see my dentist. After the examination, he said that I needed to have a root canal to save the tooth. I told the dentist to just pull the tooth instead and then he explained why that wasn't a good idea. He said that pulling the tooth would cause additional problems and then he told me what could happen. I didn't want any more problems, so the dentist did the root canal and I'm glad that he did. I wanted to write a blog to tell others about the benefits of a root canal and what to expect during the procedure. I hope that by getting the word out, other people won't make the same mistake that I almost did by getting a perfectly good tooth pulled.